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Drawings vs. Wages

August 24, 2018 · Published by R J Sanderson And Associates Pty Ltd

Drawings vs Wages? What’s the best way to pay yourself as a small business owner? No matter your business structure, we’ve got the answers right here! Make sure your income payments are made with both you and your business in mind.

Compound interest… from little things big things grow.

August 20, 2018 · Published by RJS Wealth Management Pty Ltd

Compound interest - the sooner you start, the more you’ll have.

Take Control of your Retirement Planning – Why a SMSF could work for you

· Published by RJS Wealth Management Pty Ltd

When it comes to saving for your retirement, there are plenty of superannuation vehicles. Retail, industry, self-managed super (SMSF) and more. Question is… which one is right for you? SMSFs are often in the news. Understand some of the benefits of a self-managed super fund here today and then let us book you in for an appointment with one of our professional Advisers to consider your personal circumstances to help you decide whether it’s the right option to enhance your retirement lifestyle.

Retirement – Gender Pay Gap

August 16, 2018 · Published by RJS Wealth Management Pty Ltd

The impact of the gender pay gap goes beyond pay rates in the workforce. It also has far-reaching consequences for women right into their retirement. We talk about how preparation and planning for life events can close the gap and give you options for your future.

Income Protection Insurance: Protecting your most important Asset

July 25, 2018 · Published by RJS Wealth Management Pty Ltd

Have you thought about insuring the most important asset in your life - your ability to earn income. Income Protection Insurance provides income cover if you are sick or injured and unable to work. Here at RJ Sanderson, we take a holistic view of your personal insurances. Invest in peace of mind. Read more here to see how Income Protection can help you.

Get Your Finances Into Shape With Our Top 8 Financial Year Resolutions

· Published by RJS Wealth Management Pty Ltd

Get off the EOFY roundabout with our top 8 financial year resolutions that will stop the stress at tax time. It’s all about getting organised, planning ahead and working out what’s important to you.

Smart End of Financial Year strategies 2017/18

June 13, 2018 · Published by RJS Wealth Management Pty Ltd

With the end of the financial year approaching, it's a great time to make smart decisions about your finances. Taking action before 30 June can open up more opportunities for you. We know that there isn’t a one-size-fits-all solution to accounting and wealth management. So we’ve outlined some tax-effective strategies that you may benefit from. We can help you find what strategies are right for you and/or your business.

Changes to GST on Property Developments

· Published by R J Sanderson And Associates Pty Ltd

From 1 July 2018, purchasers of newly constructed properties or new subdivisions are required to pay GST on their purchase directly to the ATO on or before settlement, rather than to the vendor. While this is not a new tax for developers, the passing of the legislation has meant the responsibility for paying GST on new properties has shifted from developers to purchasers.

Busting the Super Myths

May 8, 2018 · Published by RJS Wealth Management Pty Ltd

We often see people put Superannuation in the ‘too-hard basket’ and assume all will be fine when it comes time to retire. You can’t afford to be complacent these days. Your financial future depends on it. See where we bust the super myths and set the record straight.

Investing for income when interest rates are low

May 3, 2018 · Published by RJS Wealth Management Pty Ltd

With cash investments offering low returns, those nearing retirement are going to have to save more while working to meet their retirement goals. Fortunately, there are a few options available outside of cash, when investing for income when interest rates are low.

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