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As with any New Year’s resolution, short term or long term goal, there will be moments where it can get difficult to stick to your guns. Whether that be making it to the gym that day, choosing the healthier option at lunch or staying focussed on achieving your financial goals.

What’s behind your financial goals?

What are your motivations for wanting to save that extra cash? This might be that be spoiling a family member on their birthday, upgrading the family car or purchasing your first home. To provide motivation when times get difficult, it helps to understand your deeper why.

What could the deeper motivations be for purchasing your own home? Could it be more privacy or the stability of a permanent home for a growing family?

Make it as easy as possible

Getting your finances in order can lay out a clear path to reaching your goals. It’s never too late to get your tax documents and other financial documents sorted. Having documents such as bank statements, credit card information, investment information, and insurance policies easily accessible and stored properly can save more time than expected.

Where is your money going?

A $2 coffee 5 days a week can add up to $520 during the working year. Budgeting isn’t often called as a task to look forward to, but it can provide an opportunity to open your eyes to where you spend your money, and where you would rather shift your focus.

Check out our blog on how to budget in 6 easy ways.

Celebrate your milestones

Little goals and little victories are a great way to ensure long term success. Make sure that smaller feats are still celebrated. The reward could be lunch out with a friend, a day trip with the family or purchasing an item you’ve had your eye on for a while, celebrating when you’ve done well can be an important (and easily welcomed) way to help you reach your goals.

An RJS Strategic Wealth Planner could help line up your goals, and help you on the path to reaching them. Book a complimentary appointment by clicking here, or contact us on (03) 9794 0010.

Book an appointment! Email:info@rjswm.com.au

This blog has been prepared by RJS Wealth Management Pty. Ltd. ABN 24 156 207 126. RJS Wealth Management Pty. Ltd. is a Corporate Authorised Representative (No. 438158) of Modoras Pty. Ltd. ABN 86 068 034 908 an Australian Financial Services and Credit Licensee (Number 233209). The information and opinions contained in this blog is general information only and is not intended to represent specific personal advice (Accounting, taxation, financial, insurance or credit). No individual’s personal circumstances have been taken into consideration for the preparation of this material. Any individual making a decision to buy, sell or hold any particular financial product should make their own assessment taking into account their own particular circumstances. The information and opinions herein do not constitute any recommendation to purchase, sell or hold any particular financial product. Modoras Pty Ltd recommends that no financial product or financial service be acquired or disposed of or financial strategy adopted without you first obtaining professional personal financial advice suitable and appropriate to your own personal needs, objectives, goals and circumstances. Information, forecasts and opinions contained in this blog can change without notice. Modoras Pty. Ltd. does not guarantee the accuracy of the information at any particular time. Although care has been exercised in compiling the information contained within, Modoras Pty. Ltd. does not warrant that the articles within are free from errors, inaccuracies or omissions. To the extent permissible by law, neither Modoras Pty. Ltd. nor its employees, representatives or agents (including associated and affiliated companies) accept liability for loss or damages incurred as a result of a person acting in reliance of this publication.