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A new year rolls around and the gyms fill with people getting the year off to a good start and hitting their New Year’s resolutions.
Along with making your health a priority in 2022, it’s a great time to challenge your New Year’s resolution ideas and re-evaluate what’s important to you financially.
Bigger goals can be seen as long term New Year’s resolutions. Breaking down goals into short, medium and long-term can help drive action in the direction that you’re after. Having a clear picture can help guide you into performing daily tasks to bring you closer to your goals.
Budgeting can provide a great opportunity to save for retirement, or bring you closer to bigger purchases such as a house or car. Read our blog and get excited about budgeting.
It’s important to understand where your money is going. Insurance payments and what you’re actually covered for can be easily overlooked when evaluating your finances. Having an understanding of what is covered and what needs to be covered can help protect you and your family as well as unnecessary spending.
Were you stressed out last tax time? Start earlier rather than later could help avoid unnecessary stress. With many free options to store receipts for deductions electronically, explore what applications will suit your lifestyle best to avoid a mad rush come June 2022
Are you drowning under debt that isn’t serving your financial goals? Being aware of where you are can help you know where you want to be. Getting a good understanding of what debt you are currently dealing with and creating a plan to reduce debt that may be putting a damper on your financial goals may make a big difference.
Book an appointment!Email:info@rjswm.com.au
This blog has been prepared by RJS Wealth Management Pty. Ltd. ABN 24 156 207 126. RJS Wealth Management Pty. Ltd. is a Corporate Authorised Representative (No. 438158) of Modoras Pty. Ltd. ABN 86 068 034 908 an Australian Financial Services and Credit Licensee (Number 233209). The information and opinions contained in this blog is general information only and is not intended to represent specific personal advice (Accounting, taxation, financial, insurance or credit). No individual's personal circumstances have been taken into consideration for the preparation of this material. Any individual making a decision to buy, sell or hold any particular financial product should make their own assessment taking into account their own particular circumstances. The information and opinions herein do not constitute any recommendation to purchase, sell or hold any particular financial product. Modoras Pty Ltd recommends that no financial product or financial service be acquired or disposed of or financial strategy adopted without you first obtaining professional personal financial advice suitable and appropriate to your own personal needs, objectives, goals and circumstances. Information, forecasts and opinions contained in this blog can change without notice. Modoras Pty. Ltd. does not guarantee the accuracy of the information at any particular time. Although care has been exercised in compiling the information contained within, Modoras Pty. Ltd. does not warrant that the articles within are free from errors, inaccuracies or omissions. To the extent permissible by law, neither Modoras Pty. Ltd. nor its employees, representatives or agents (including associated and affiliated companies) accept liability for loss or damages incurred as a result of a person acting in reliance of this publication.
This blog has been prepared by RJS Wealth Management Pty. Ltd. ABN 24 156 207 126. RJS Wealth Management Pty. Ltd. is a Corporate Authorised Representative (No. 438158) of Modoras Pty. Ltd. ABN 86 068 034 908 an Australian Financial Services and Credit Licensee (Number 233209). The information and opinions contained in this blog is general information only and is not intended to represent specific personal advice (Accounting, taxation, financial, insurance or credit). No individual's personal circumstances have been taken into consideration for the preparation of this material. Any individual making a decision to buy, sell or hold any particular financial product should make their own assessment taking into account their own particular circumstances. The information and opinions herein do not constitute any recommendation to purchase, sell or hold any particular financial product. Modoras Pty Ltd recommends that no financial product or financial service be acquired or disposed of or financial strategy adopted without you first obtaining professional personal financial advice suitable and appropriate to your own personal needs, objectives, goals and circumstances. Information, forecasts and opinions contained in this blog can change without notice. Modoras Pty. Ltd. does not guarantee the accuracy of the information at any particular time. Although care has been exercised in compiling the information contained within, Modoras Pty. Ltd. does not warrant that the articles within are free from errors, inaccuracies or omissions. To the extent permissible by law, neither Modoras Pty. Ltd. nor its employees, representatives or agents (including associated and affiliated companies) accept liability for loss or damages incurred as a result of a person acting in reliance of this publication.